Simple tools to manage your money and savings

Managing your money doesn’t have to be complicated. Whether you’re saving for a big purchase, paying down debt, or simply looking to get a better handle on your monthly spending, our budgeting and savings tools are here to help.

Designed for everyday Australians, these calculators give you a clear picture of where your money is going—and how to make it go further.

Explore the tools below to start building better financial habits and working toward your goals with confidence.

Budget Planner

Break down your income and expenses to get a clear picture of your financial health.

Plan Budget

Credit Card Calculator

See how long it will take to pay off your credit card and how much interest you’ll pay.

Check Repayments

Saving Calculator

Estimate how your savings will grow over time with regular deposits and interest.

Start Saving

Savings Goal Calculator – How Long to Save

Find out how long it will take to reach your savings goal based on your budget and deposit schedule.

Plan Your Goal

      EXCELLENT  
   Based on 18 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Danny Watkins 
 
 
 
 Trustindex verifies that the original source of the review is Google. A great experience. We had a few hurdles to get over and Tayla worked hard to get our application across the line. Her patience and understanding was greatly appreciated. Highly recommended!
  
 
      Posted on Google  
   
   Regal Port Douglas 
 
 
 
 Trustindex verifies that the original source of the review is Google. We recently found our dream property and had a very short finance clause in the sales contract, so the pressure was on from day one. Tayla worked incredibly fast and efficiently, presenting a number of suitable financier options along with clear expectations and timeframes for each. Her communication was outstanding, and her professionalism gave us complete confidence throughout the process.

Thanks to Tayla’s expertise and quick action, everything was sewn up and settled smoothly without the need for any extension—a huge relief for us. We couldn’t be happier with the service we received and highly recommend Tayla Phipps and MPF Finance to anyone looking for a dedicated, knowledgeable, and proactive broker.
Kim
  
 
      Posted on Google  
   
   Riley Dwyer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always able to  answer questions, communicated well, would reccomend
  
 
      Posted on Google  
   
   Hannah Openstein 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had the pleasure of working with Tayla and it was a fantastic experience from start to finish. From what seemed impossible and unattainable six months ago, through working with Tayla we were able to purchase our home. We are so grateful for her time and energy and hard work, and all her thorough diligence and communication. We are very grateful that our friend referred us to her because we don’t think we would’ve had this opportunity to buy our home otherwise. Thank you, Tayla!
  
 
      Posted on Google  
   
   Phillip Ohren 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tayla is our go to mortgage broker, she absolutely hustles!! We have refinanced with her 4 times in the last 7 years. We have saved heaps on our home loan as a result.
  
 
      Posted on Google  
   
   Sourav Paul 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tayla at Mike Phipps team has been amazing in helping us with our home finance! She is professional, timely and always on top of her business. Thank you again Tayla, can’t recommend your service enough!
  
 
      Posted on Google  
   
   Kass And Ko 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tayla went above and beyond expectations to assure I got approved for my home loan quickly to secure the house I had my heart set on. Thankyou so much.
  
 
      Posted on Google  
   
   Blair Rawlins 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had a really great experience with Tayla as our broker for a SMSF property loan. She provided us with a range of options and took it in her stride when we changed tac during the process. We had an issue leading up to settlement of our property, and Tayla really put in a big effort dealing with the bank and underwriter in order to get the deal done by the due date. Great work ethic and very accessible. Thanks Tayla.
  
 
      Posted on Google  
   
   Amy Oakes 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Tayla! She went above and beyond to get us our land and construction loan.

Home Loan Essentials

Finding the right home loan is about more than just interest rates—it’s about making informed decisions. This guide covers the essentials, from loan options to the benefits of using a mortgage broker. Download now to get started!

Access the Full Guide Here